Definition
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抵押贷款
dǐyā dàikuǎn
抵押贷款是指以不动产作为抵押,向银行或金融机构借款的一种贷款方式。
A mortgage is a type of loan where real estate is used as collateral to borrow money from a bank or financial institution.
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我申请了一笔抵押贷款来购买新房。
Wǒ shēnqǐngle yī bǐ dǐyā dàikuǎn lái gòumǎi xīn fáng.
I applied for a mortgage to buy a new house.
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抵押贷款的利率通常比个人贷款低。
Dǐyā dàikuǎn de lìlǜ tōngcháng bǐ gèrén dàikuǎn dī.
The interest rate for a mortgage is usually lower than that for a personal loan.
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在申请抵押贷款之前,我需要准备一些文件。
Zài shēnqǐng dǐyā dàikuǎn zhīqián, wǒ xūyào zhǔnbèi yīxiē wénjiàn.
Before applying for a mortgage, I need to prepare some documents.