债权人 — meaning in English: creditor

zhàiquánrén · Learn this word with quizzes, examples and more on Maspeak.

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手术

shǒushù

上下文

shàngxiàwén

流

liú

债权人

zhàiquánrén

读者

dúzhě

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formal common

Usage

Native speakers use the term 债权人 (zhàiquánrén) primarily in financial and legal contexts, such as during loan agreements or bankruptcy proceedings. For instance, in a business meeting discussing debt repayment, one might refer to the creditor as 债权人 to clarify obligations.

Synonyms & nuances

A close synonym is 债务人 (zhàiwùrén), meaning 'debtor'. While 债权人 refers specifically to the party owed money, 债务人 emphasizes the one who owes the debt. Choosing between them depends on whether you want to highlight the creditor's perspective or the debtor's obligation.

Culture

The term 债权人 (zhàiquánrén) is rooted in Chinese legal terminology, reflecting the importance of credit and debt in both traditional and modern Chinese society. Historically, credit systems date back centuries in China, with ancient merchants often acting as creditors, laying the groundwork for today's complex financial institutions.

FAQ

Q.What does 债权人 mean in English?

债权人 (zhàiquánrén) translates to 'creditor' in English, referring to an individual or organization that lends money or extends credit to another party.

Q.How do you use 债权人 in a sentence?

You can use 债权人 in a sentence like this: '在这笔交易中，投资者是债权人，应该得到回报。' which means 'In this transaction, the investor is the creditor and should receive a return.'

Q.Are there any common mistakes with 债权人?

A common mistake is confusing 债权人 with 债务人. Remember that 债权人 refers to the lender while 债务人 refers to the borrower. Using them interchangeably can lead to misunderstandings in conversation.

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Chinese (Mandarin) 2000